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Fitness & Wellness Products

About Fitness and Wellness

Fitness and Wellness Insurance is a member of the Philadelphia Insurance Companies. We are the fitness insurance specialists!

Our programs are designed specifically for the fitness industry and our goal is insuring your peace of mind!Fitness is a part of our culture; 90% of employees use our onsite gym and over 10% of our employees annually compete in athletic competitions.

Adapting coverages to fit current needs within the fitness industry is our top priority. For those shifting focus to virtual offerings, we provide insurance for online fitness classes designed to meet changing demands for safe and socially-distant wellness.

Insurance Coverage Rates And Limits

Type

Limits

Price

Risk Purchasing Group Fee

Total

Fitness Trainers (certified)

$1 M Occ/ $3M Agg

$122

$50

$172

Fitness Trainers (non-certified)

$1M Occ/ $3M Agg

$182

$50

$232

Yoga Instructors

$2M Occ/ $4m Agg

$135

$50

$185

Part Time Yoga (<6 hrs/wk)

$2M Occ/ $4m Agg

$75

$50

$125

Weight rack at a gym

Fortunately I can only commend this company for being (I believe) fair and honest and hiring people with the same attributes.

Allison Wells

Fitness equipment room

I would recommend Philadelphia Insurance to anyone that inquiries of me for a recommendation of a competent and satisfying insurance company.

Ronald Demaderios

Fitness equipment room

My request was fulfilled quickly and professionally.

Elizabeth Swindler

Fitness center

This was our 1st accident and we are on vacation. Your compassion for our issues and promptness with our claim are greatly appreciated.

Edna Hearn

Individual Products

  • Two people in a gym looking at a clipboard.

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    Fitness/Sports

    Fitness and Wellness Insurance for Personal Trainers is specifically designed to meet the unique insurance needs of many categories of fitness instruction.

    Fitness/Sports
  • Close up image on a woman and a man meditating with their eyes closed.

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    Yoga Instructors

    The Fitness and Wellness Individual Yoga Instructor liability insurance program is designed to provide protection for all types of Yoga styles.

    Yoga Instructors
  • Group of young Martial Arts students practicing

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    Martial Arts Instructors

    The Fitness and Wellness Insurance program is designed specifically for the unique activities of a Martial Arts Studios including all Youth and Adult classes.

    Martial Arts Instructors
  • Family of four

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    Life Coaches

    Philadelphia Insurance Companies (PHLY) has decided to transition the administration responsibilities of our Life Coach professional liability product to CPH & Associates.

    Life Coaches

Business Products

  • DanceInstructorsBanner

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    Dance Educators

    Fitness and Wellness Insurance for Personal Trainers is designed to meet the needs of many categories of fitness instruction.

    Dance Educators
  • Indoor spa area with a lit jacuzzi, soft candlelight, modern décor, and relaxing ambiance.

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    Salons & Spas

    The Fitness and Wellness Insurance program is designed specifically for the unique exposures presented by Salons and Day Spas.

    Salons & Spas
  • Group of young Martial Arts students practicing

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    Martial Arts Studios

    The Fitness and Wellness Insurance program is designed specifically for the unique activities of Martial Arts Studios.

    Martial Arts Studios
  • Gym filled with various weight machines and exercise equipment on a wooden floor.

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    Health Clubs

    Philadelphia Insurance Companies subscribes to the belief that fitness is a key ingredient to wellness and a healthy life.

    Health Clubs
  • Two women sitting on a gym floor smiling and reviewing a clipboard together near workout equipment.

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    Fitness/ Sport

    The Fitness and Wellness Insurance program for Fitness Studios covers many types of studios with equipment.

    Fitness/ Sport
  • Group of people stretching in a yoga class on mats in a studio with wooden floors.

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    Yoga Studios

    The Fitness and Wellness Insurance program has coverage designed specifically for yoga studios.

    Yoga Studios

Ineligible individuals/operations that may not be referred to Fitness & Wellness

  • Acupuncturists

  • Any applicant that does not have a license as required by state and/or local jurisdictions.

  • Aerial or Acro Yoga

  • Cheerleading

  • Chiropractors

  • Dentists

  • Equestrian Yoga

  • Estheticians

  • Extreme sports

  • Freerunning Instructors

  • Health Care Providers

  • Martial Arts Weapon training

  • Massage Therapists

  • Naturopaths

  • Nutritionists who provide prescriptions, medical advices, and supply or sell clients medicinal supplements or steroids.

  • Osteopaths

  • Parkour Instructors

  • Physical Therapists

  • Physicians

  • Pole Dancing

  • Scuba Instructors

  • Surgeons

  • Trapeze, bungee jumping or any aerial activity

  • Wilderness hiking

  • Wrestling or boxing (professional or amateur)

  • Risk Management Services

    Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.