Fitness & Wellness Products
About Fitness and Wellness
Fitness and Wellness Insurance is a member of the Philadelphia Insurance Companies. We are the fitness insurance specialists!
Our programs are designed specifically for the fitness industry and our goal is insuring your peace of mind!Fitness is a part of our culture; 90% of employees use our onsite gym and over 10% of our employees annually compete in athletic competitions.
Adapting coverages to fit current needs within the fitness industry is our top priority. For those shifting focus to virtual offerings, we provide insurance for online fitness classes designed to meet changing demands for safe and socially-distant wellness.
Insurance Coverage Rates And Limits
Type | Limits | Price | Risk Purchasing Group Fee | Total |
|---|---|---|---|---|
Fitness Trainers (certified) | $1 M Occ/ $3M Agg | $122 | $50 | $172 |
Fitness Trainers (non-certified) | $1M Occ/ $3M Agg | $182 | $50 | $232 |
Yoga Instructors | $2M Occ/ $4m Agg | $135 | $50 | $185 |
Part Time Yoga (<6 hrs/wk) | $2M Occ/ $4m Agg | $75 | $50 | $125 |
Individual Products

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Fitness/Sports
Fitness and Wellness Insurance for Personal Trainers is specifically designed to meet the unique insurance needs of many categories of fitness instruction.
Fitness/Sports
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Yoga Instructors
The Fitness and Wellness Individual Yoga Instructor liability insurance program is designed to provide protection for all types of Yoga styles.
Yoga Instructors
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Martial Arts Instructors
The Fitness and Wellness Insurance program is designed specifically for the unique activities of a Martial Arts Studios including all Youth and Adult classes.
Martial Arts Instructors
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Life Coaches
Philadelphia Insurance Companies (PHLY) has decided to transition the administration responsibilities of our Life Coach professional liability product to CPH & Associates.
Life Coaches
Business Products

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Dance Educators
Fitness and Wellness Insurance for Personal Trainers is designed to meet the needs of many categories of fitness instruction.
Dance Educators
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Salons & Spas
The Fitness and Wellness Insurance program is designed specifically for the unique exposures presented by Salons and Day Spas.
Salons & Spas
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Martial Arts Studios
The Fitness and Wellness Insurance program is designed specifically for the unique activities of Martial Arts Studios.
Martial Arts Studios
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Health Clubs
Philadelphia Insurance Companies subscribes to the belief that fitness is a key ingredient to wellness and a healthy life.
Health Clubs
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Fitness/ Sport
The Fitness and Wellness Insurance program for Fitness Studios covers many types of studios with equipment.
Fitness/ Sport
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Yoga Studios
The Fitness and Wellness Insurance program has coverage designed specifically for yoga studios.
Yoga Studios
Ineligible individuals/operations that may not be referred to Fitness & Wellness
Acupuncturists
Any applicant that does not have a license as required by state and/or local jurisdictions.
Aerial or Acro Yoga
Cheerleading
Chiropractors
Dentists
Equestrian Yoga
Estheticians
Extreme sports
Freerunning Instructors
Health Care Providers
Martial Arts Weapon training
Massage Therapists
Naturopaths
Nutritionists who provide prescriptions, medical advices, and supply or sell clients medicinal supplements or steroids.
Osteopaths
Parkour Instructors
Physical Therapists
Physicians
Pole Dancing
Scuba Instructors
Surgeons
Trapeze, bungee jumping or any aerial activity
Wilderness hiking
Wrestling or boxing (professional or amateur)
- Risk Management Services
Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.





