Yoga Instructor Liability Insurance
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The PHLY Difference
The Fitness and Wellness Individual Yoga Instructor liability insurance program is designed to provide protection for all types of Yoga styles including:
- Anada
- Anusara
- Integral
- Kundalini
- Mat-Only Pilates- Bikram
- Reiki
- Qigong
- Tai Chi - and many more...
Insurance coverage is included for Yoga Teachers teaching on and off premises, as well as for special events. Liability insurance for virtual yoga classes is also available to ensure peace of mind even when holding classes online. Our yoga insurance for online classes can be tailored to fit your changing needs.
Higher Limits Available
Coverage encompasses the continental U.S. and internationally for short business trips that do not exceed 30 days.
Zero Deductible for General Liability
Insurance Coverage Limits
Type | Limits |
General and Professional Liability | $2,000,000 per occurrence/$4,000,000 aggregate limit |
Sexual Abuse Liability | $100,000 per occurrence/$300,000 aggregate limit |
Products Liability | $2,000,000 aggregate limit |
Medical Payments | $2500 |
Damage to Premises rented to you | $100,000 |
Insurance Pricing
* Standard pricing and limits are as follows. Please note that the final premium is subject to state of residence, selected insurance limits, and specific program affiliation pricing.
Type | Yoga Instructors (Part Time <6hrs/wk) | Yoga Instructors (Full Time) |
Limits | $2,000,000 per occurrence/$4,000,000 aggregate limit | $2,000,000 per occurrence/$4,000,000 aggregate limit |
Prices | $75.00 | $135.00 |
Risk Purchasing Group | $50.00 | $50.00 |
* Total | $125.00 | $185.00 |
- Risk Management Services
Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.

