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Fitness and Wellness Insurance

Our fitness and wellness insurance is specifically designed to meet the risk protection needs of many popular and unique kinds of fitness instructors, including:

  • Pilates instructors

  • Dance instructors

  • Spin cycle instructors

  • Group fitness instructors

  • Gyrotonics instructors

  • Martial arts instructors

  • Personal trainers

  • Swim instructors

  • And many more

Our fitness liability insurance programs are also designed to integrate virtual training insurance coverages for fitness instructors and coaches offering virtual fitness classes.

With The PHLY Difference, you can trust PHLY is working as hard to protect you as you do for your clients. It's the best insurance fit for fitness instructors.

Features include:

  • Availability of higher limits

  • Coverage that encompasses the continental U.S. and internationally for short business trips that do not exceed 30 days

  • Zero deductible for general liability

Insurance Coverage Limits

Type

Limits

General and Professional Liability

$1,000,000 per occurrence/$3,000,000 aggregate limit

Sexual Abuse Liability

$100,000 per occurrence/$300,000 aggregate limit

Products Liability

$1,000,000 aggregate limit

Medical Payments

$2500

Damage to Premises

$100,000

  • Risk Management Services

    Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.