Resorts & Lodges- Philadelphia Insurance Companies

Resorts and Lodges

From Aspen to the Adirondacks, resorts are dedicated to serving guests looking to partake in on-site or local recreational activities while enjoying a first-class resort experience.

The PHLY Difference

Destination resorts are typically rural in nature and guests visit to partake in your resort's recreational activities or activities in the surrounding area (national parks, rivers and lakes, or winter sports). Most guests stay for three days or more. In addition to horseback riding, shooting sports, and boating activities, we expect the resort may have its own golf course, tennis facility, or marina. As with all of our specialty programs, our ability to insure the recreational guest liability exposures is unsurpassed. Resorts of this nature often have significant property values, frame construction that is unprotected. Your lodge may be equipped with a commercial kitchen(s) and conference center. Large auto schedules may include buses and vans used to transport guests.

  • Large Property Capacity
  • Equine Liability Insurance
  • Watercraft Liability
  • Marina Operators Legal Liability
  • Recreational Activities
  • Excess limits of liability available
  • Multi-line package policy available

Underwriting Contact

Melissa Rucker, Underwriting Manager

For new business inquiries, please call 800.873.4552 or submit an application to

Documents Required for Proposal

  • Completed signed/dated Lodge & Resort Application
  • Completed ACORD application(s)
  • Brochures and/or website address
  • Waiver of Liability
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years or a "No Loss" letter signed and dated by the insured for accounts below $3,500 in annual premium

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