PHLY's Premises Environmental Coverage (PEC) provides comprehensive environmental pollution insurance for many different classes, including agriculture, education, manufacturing, waste disposal, health care, habitational, recreational, distribution, warehousing, retail, commercial, hospitality, municipal, and other risks.
Remediation Coverage on and off site (discovery and third party triggers)
Third Party Bodily Injury and Property Damage
Natural Resource Damages
Defense Expense
Image Restoration
Emergency Expense
Illicit Abandonment
Business Interruption
Above and Underground Storage Tanks
Indoor Air Quality including Mold, Legionella, Asbestos, and Lead Paint
Transportation
Non-owned Location coverage (for disposal sites)
Manufacturing
Chemical Blending and Packaging
Warehousing and Terminal Operations
Convenience Stores and Service Stations
Habitational Real Estate
Healthcare
Commercial Real Estate
Educational Real Estate
Agricultural and Recreational
Waste Industry
Petroleum production
Refining
Pipelines
Mining exposures
Large petrochemical plants
Dry cleaners
Resorts
Coal-fired power plants
AM Best rated A++
Standard & Poor's Assigned A+
Up to $15M per occurrence/ $15M aggregate
Please select state specific forms when applicable.
Please select state specific forms when applicable.
Please select state specific forms when applicable.
Completed and signed PEC application or competitor's application
Last 3 years of Environmental loss runs, if none, then 3 years of GL and Property loss runs
Property Statement of Values
Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.