Pipe Freeze Prevention- Philadelphia Insurance Companies

Pipe Freeze Prevention


The winter months can bring a variety of weather to the United States. From heavy snow and sub-zero temperatures to freezing rain and frigid winds, these chilly events can wreak havoc on an organization's risk management planning. The costliest winter storm event on record caused more than $25 billion in losses in 2021. And while those in some areas of the country may think they're safe from these wintry episodes, all 50 states have experienced below-freezing temperatures in recent years. That is why organizations need to begin planning for how best to protect their property from the cold.

Identifying the Risk in Your Building

Water damage from ruptured pipes is a huge contributor to these losses. Freezing temperatures cause pipes to leak or rupture. There are a number of strategies to help reduce the risk of pipes freezing and bursting, but a great place to start is identifying the cold areas in your property. One way to acquire that knowledge is conducting inspections called infrared surveys. An infrared survey, using a thermal camera, can help identify air drafts, missing insulation, and other areas vulnerable to exterior freezing temperatures. The camera can produce digital photos or video with thermal readings, allowing you to see temperature differences in real time. Action can then be taken to protect areas where cold spots appear, such as adding insulation or providing heat.


Additional information regarding thermographic inspections can be found on the Energy.gov website, including how to locate a professional who can assist with these surveys. Organizations can also perform these inspections in-house by purchasing a thermal camera and learning to operate it. Thermal cameras range in price from a few thousand dollars to FLIR's FLIR One Pro Smartphone camera which sells for under $500.

Taking Action to Prevent Pipe Freeze

PHLY's HEAT strategy can help organizations prepare for and prevent pipe freeze, breakage, and water damage. Watch the video below to learn how to implement PHLY's HEAT system to weather the storm this winter.


A small investment of time and resources now can help eliminate or reduce the outcome of a pipe freeze event. Download the HEAT checklist and other winter weather resources below.

Resources for Before and After Pipes Freeze

Winter Weather Resources


IMPORTANT NOTICE - The information and suggestions presented by Philadelphia Indemnity Insurance Company is for your consideration in your loss prevention efforts. They are not intended to be complete or definitive in identifying all hazards associated with your business, preventing workplace accidents, or complying with any safety related, or other, laws or regulations. You are encouraged to alter them to fit the specific hazards of your business and to have your legal counsel review all of your plans and company policies.

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