Health & Fitness Clubs (Membership Based Operations)
The PHLY Difference
Philadelphia Insurance Companies subscribes to the belief that fitness is a key ingredient to wellness and a healthy life. Because we practice fitness in our lifestyle and have specialized in this growing industry, we understand how to provide broad form fitness center and gym insurance coverages for membership based health clubs across the United States.
*If your facility is not membership based or is less than 5,000 square feet and focused on Personal Training, Yoga, Pilates or is a Day Spa or Salon please proceed to our Fitness & Wellness Product page.
Enhanced coverage available for most risks, including:
Comprehensive property
Property Elite form
Liability Deluxe form
Special Events
Professional liability for actual or alleged negligent acts, errors or omissions related to physical training, fitness counseling and nutritional counseling services
Supplemental Applications
Please select state specific forms when applicable.
- Application - Health & Fitness Club New Business Supplemental
- Application - Health & Fitness Club Renewal Supplemental
- Application - Health & Fitness Club Child Care Supplemental
- Application - Health & Fitness Club Climbing Wall Supplemental
- Application - 100 Year Old Building Supplemental
- Application - Water Slide
- Application - Winter Weather Freeze Protection Supplemental
- California Community Service Statement
- Application - Massachusetts Residential Property & Liability Liquid Fuel Spill Supplemental
- Oklahoma Fire Addendum

Documents Required for Proposal
Completed and signed/dated PHLY Health and Fitness Supplemental Application
Completed ACORD application(s)
Currently valued insurance company loss runs for the current policy period plus three prior years
Copy of health club membership application, including waiver language
Copy of medical disclosure
Brochure, advertising materials, and website information
- Risk Management Services
Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.
Complementary Products

