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Health & Fitness Clubs (Membership Based Operations)

The PHLY Difference

Philadelphia Insurance Companies subscribes to the belief that fitness is a key ingredient to wellness and a healthy life. Because we practice fitness in our lifestyle and have specialized in this growing industry, we understand how to provide broad form fitness center and gym insurance coverages for membership based health clubs across the United States.

*If your facility is not membership based or is less than 5,000 square feet and focused on Personal Training, Yoga, Pilates or is a Day Spa or Salon please proceed to our Fitness & Wellness Product page.

Enhanced coverage available for most risks, including:

  • Comprehensive property

  • Property Elite form

  • Liability Deluxe form

  • Special Events

  • Professional liability for actual or alleged negligent acts, errors or omissions related to physical training, fitness counseling and nutritional counseling services

Supplemental Applications

Please select state specific forms when applicable.

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Documents Required for Proposal

  • Completed and signed/dated PHLY Health and Fitness Supplemental Application

  • Completed ACORD application(s)

  • Currently valued insurance company loss runs for the current policy period plus three prior years

  • Copy of health club membership application, including waiver language

  • Copy of medical disclosure

  • Brochure, advertising materials, and website information