PHLY Bond Express covers all major classes of commercial surety bonds nationwide, up to $2M for single bonds or aggregate programs. Available bond types include:

• License and permit bonds required by local and state governments for businesses that operate in regulated industries such as construction, auto sales, and mortgage.

• Court and probate bonds required to protect the interests of those involved in fiduciary, judicial, or probate proceedings.

• ERISA bonds required for those who handle the funds in an employee benefit plan. PHLY offers ERISA bond coverage up to $1M.

• Public official bonds to financially guarantee that appointed and elected officials faithfully execute their duties.

• Lost title surety bonds needed when original vehicle or property titles have been lost, stolen, or destroyed.

Commercial contract, employee dishonesty, notary, and many other online surety bond types are also available through PHLY Bond Express.

How Does PHLY Bond Express Work?

PHLY Bond Express automates surety bond execution through a clean, three-tiered underwriting process:

• Level 1 bonds are written freely with name and contact information. No credit is required, and the best rate always applies.

• Level 2 bonds add qualifying credit and a completed application, with varying rates that reflect the credit profile.

• Level 3 bonds rely on a completed, signed application and supporting documentation, which keeps complex placements and more challenging credit histories in play.

Powerful database-driven filters and search fields help agents locate and execute online surety bonds in minutes. Submission is straightforward at every tier, with comprehensive collateral options for hard-to-place risks.

Cross-Selling with PHLY Online Surety Bonds

More than 30 PHLY niche insurance products present direct cross-sell opportunities with commercial surety bonds. These niches span the many industries that PHLY serves, including Commercial, Management & Professional Liability (MPL), and Excess & Surplus (E&S) lines. Cross-sell opportunities exist for:

• Academic and vocational schools

• Craft breweries and distilleries

• Guides, outfitters, and lodges

• Health, fitness, and wellness providers

• Home healthcare and hospice services

• Medical facilities and nursing homes

• Pest control services

• Special events and wedding planning

• Sports and recreation venues and facilities

Get Started with PHLY Bond Express

Ready to execute an online surety bond in minutes? Log in to MyPHLY.com and fill out your online surety bond application through PHLY Bond Express. Have questions first? Contact our Commercial Surety Bond team at commercialexpress@phly.com or 888-321-4713. Real people, real quick.