The PHLY Difference

Philadelphia Insurance Companies offers a comprehensive package policy, including property, general liability, and fine arts coverages that provides protection for the unique exposure of museums and cultural institutions.

• NEW Enhanced Property Forms tailored for museums and cultural institutions. Special Event, Liquor Liability, Abuse and Cyber Liability coverage is available

• Blanket limits with Agreed Value is available. Large in-house capacity

• General Liability Enhancement Form provides $20,000 Medical Payments

• Access to Product Specific Risk Management Services

• Coverage is included for Guest Personal Property, Foundations, Underground Pipes, Flues, and drains

NEW! PHLY developed a Fine Arts Collection form that provides "Wall to Wall" coverage along with the flexibility to tailor specific coverage enhancements for the unique exposures of a museum or cultural institution collection.

• Wall to Wall coverage (including coverage while in transit and on loan)

• Unique specialized coverage for the individual museum

• Coverage while out on loan to others or on exhibition

• Title Defense coverage

• $100M by Location coverage limit

• Restoration, Retouching, Conservation coverage

• World Wide coverage

• Lock and Key coverage

• Shared Single Deductible

• Specialized Dedicated Claims Adjusters

Fine Arts Coverage

All states now accepting applications for Fine Arts Collections coverage, except where pending in California and Louisiana. Limits up to $100M per location available.