Health, Fitness & Wellness
The PHLY Difference
Philadelphia Insurance Companies subscribes to the belief that fitness is a key ingredient to wellness and a healthy life. Because we practice fitness in our lifestyle and have specialized in this growing industry, we understand how to provide broad form fitness center and gym insurance coverages for health clubs, fitness, Pilates, dance studios, Salons and Day Spas across the United States. If your facility is less than 5,000 square feet and focused on personal training, yoga, Pilates or is a day spa please proceed to our Fitness & Wellness Product page.
Special causes of loss on building, contents, loss of income, and extra expense
Additional coverage enhancements including: Ordinance or Law, Off Premises Power Failure, Utility Services, EDP, Business Interruption and Extra Expense (including Contingent), and much more
Special Events Coverage outside the club is included for the entity and professional instructors or consultants
Coverage extended to the entity and Employed Professionals including Lifeguards, Racket Sports Instructors, Dieticians, and Aerobic and Fitness Instructors
Large Excess Limits Available
Supplemental Applications
Please select state specific forms when applicable.
- Health and Fitness Club Supplemental Application
- Application - Health and Fitness Club Renewal Supplemental
- High Intensity Functional Fitness
- 100 Year Old Building Supplemental Application
- Child Care Supplemental Application
- Application - Climbing Wall Supplement
- Water Slide Supplemental Application
- California Community Service Statement
- Massachusetts Residential Property & Liability Liquid Fuel Spill Supplemental
- Oklahoma Fire Application Addendum
- Winter Weather Freeze Protection Supplemental
Documents Required for Proposal
Completed and signed/dated PHLY Health and Fitness Supplemental Application
Completed Acord application(s)
Currently valued insurance company loss runs for the current policy period plus three prior years
Copy of health club membership application, including waiver language
Copy of medical disclosure
Brochure, advertising materials, and website information
- Risk Management Services
Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.
Complementary Products