America's Boys & Girls Clubs help shape the futures of 3.3 million young people each year by offering mentorship, sports, wellness, and a safe place to learn about teamwork and leadership. Insurance for Boys & Girls Clubs must account for the unique challenges of this growing network of 5,400 local clubs, safeguarding not only the children and teens they serve but also staff, mentors, and volunteers.
Philadelphia Insurance Companies (PHLY) understands Boys & Girls Club risk management and has long been a preferred insurance carrier for Boys & Girls Clubs of America (BGCA). Last year alone, roughly 414,000 young people walked through the doors of a Boys & Girls Club each day, and our coverage is built to protect them.
How Club Insurance Manages Risk for Boys & Girls Clubs
BGCA supports local clubs with program development, staff training, organizational planning, marketing, and administration. As a longtime partner of BGCA's national movement, PHLY strengthens these efforts by supporting local clubs and bolstering BGCA's risk management strategies, especially around child safety.
Our Boys & Girls Club Insurance also defends against property risks such as frozen pipes and unsafe playground equipment, as well as liability risks such as:
- Slips and falls
- Choking
- Unsafe driving (auto and non-owned vehicle coverage)
- Sports and swimming/aquatics accidents
The PHLY Difference for Boys & Girls Club Insurance
PHLY has extensive risk management resources and claims expertise for clubs and associations, and we have decades of experience in insurance for after-school programs. As a national leader in nonprofit liability insurance, PHLY is a major writer of youth clubs and NPOs, and we have comprehensive knowledge of risk management for youth programs.
PHLY is backed by one of the largest global insurers, Tokio Marine Group, and our robust coverage includes specialized risk management offerings, helping youth programs stay safer and more resilient against potential liability.
PHLY develops strategic partnerships to help our insureds control foreseeable risk. Our Boys & Girls Club insureds have access to:
PHLYTRAC: PHLY insured fleets have access to a no-cost vehicle GPS solution that unlocks powerful insights into driver behavior, location, vehicle status, and more. An exclusive maintenance program providing discounts on tires, parts, and service is included.
PHLYSENSE: This property monitoring program uses compact sensor technology that provides alerts when hazardous conditions are detected, including extreme temperatures and the presence of water. PHLY Property insurance is required to access this no-cost benefit.
Abuse Risk Management: PHLY's partnership with leaders in sexual abuse prevention provides comprehensive sexual abuse program tools and training at no-cost for PHLY insureds with abuse coverage. This resource has been reviewed and approved by Boys and Girls Clubs of America to meet club sexual abuse risk management needs.
SmarterNow: A Learning Management System that provides online training, assignment, and reporting capabilities. Topics covered by over 80 training modules include defensive driver, discrimination in the workplace, security awareness, and many more. Available to all PHLY insureds at no-cost.
LifeVac: PHLY insureds receive a 25% discount on LifeVac, a device that can be used to save lives during a choking event when all other life-saving methods have been unsuccessful.
PHLYGateway: An online portal that provides a suite of employment practices, management, and professional liability risk resources including an online training platform, model policies, and a Best Practice Help Line. Access is provided to PHLY Management and Professional Liability insureds at no-cost.
PHLY has a team of local Risk Consultants strategically positioned across the nation. Our risk management professionals can provide recommendations to create the safest environment possible for Boys & Girls Club members. Our consultants can be available for onsite risk management surveys and to help tailor programs/policies to meet best industry standards.