Whitewater Rafting Tours

Whitewater rafting is a popular activity in the spring and summer months, when runoff creates fast currents and exciting rapids.

Benefits of the Program

Whitewater rafting is a popular activity in the spring and summer months, when runoff creates fast currents and exciting rapids. This program is designed to provide insurance coverage for not only commercial rafting operations but also kayak rental and instruction, river tubing operations, raft rental and other forms of river-based recreation. Many rafting companies offer half-day, full-day and multi-day trips that take place anywhere from populated tourist destinations in Colorado to remote wilderness areas like the Snake River in Idaho. These operations may consist of: a fleet of rafts and/or kayaks, a staff of river guides, an office facility, a retail store, food concessions and other miscellaneous rafting equipment.

  • Property coverage for office facility and retail operation
  • Inland Marine coverage for boats and other equipment
  • Watercraft liability coverage
  • Ability to provide National Park Service required liability limits
  • Competitive Premiums

Underwriting Contact

Doug Killeen, Vice President

Douglas.Killeen@phly.com

For new business inquiries, please call 800.873.4552 or submit an application to phlysales@phly.com.

Documents Required for Proposal

  • Completed signed/dated Whitewater Rafting Supplemental Application
  • Completed signed/dated Outfitter & Guide Application
  • Completed ACORD application(s)
  • Brochures and/or website address
  • Waiver of Liability
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years or a "No Loss" letter signed and dated by the insured for accounts below $3,500 in annual premium

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