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10 Reasons Why™

  1. One stop shopping for all your insurance needs. Property, Inland Marine, Crime, and General Liability coverage bundled into one convenient policy
  2. Medical payments typically included at $5,000
  3. Not only for hunting and fishing guides. Any guided activity is eligible - canoe or sea kayak tours, walking tours, dog sled tours, photography tours, snowmobile tours, eco-tours, hiking tours
  4. Availability of coverage for hunting dogs in the insured's care, custody, or control
  5. Availability of coverage for sub-contracted guides as additional insureds
  6. No exclusions for tree stands or ATVs
  7. Inland Marine coverage for equipment such as rods, guns, small boats, ATVs, snowmobiles, cameras, saddles, and tack
  8. Coverage for Watercraft Liability and the waterborne exposure of your equipment available
  9. Specialized Risk Management Services
  10. Installment plans available for accounts which generate at least $2000 in premium

Snowmobiles 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies provides complete insurance coverage for guided snowmobile tour operations. Snowmobiles are a popular way to access the backcountry during the winter months when high levels of snowfall prevent traditional methods of travel. Snowmobile operations are commonly found in resort and destination areas that experience significant periods of snow and cold temperatures. A snowmobile is often the best way to access remote scenic regions to enjoy sightseeing and other recreational opportunities in the winter. These operations typically include a fleet of snowmobile machines and a rental facility where riders are given a safety briefing before embarking on their tour.

  • Guided snowmobile tours
  • Property coverage available for office or store
  • Physical damage coverage available for machines

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed signed/dated Snowmobile Tours Supplemental Application
  • Completed signed/dated General Application
  • Completed signed/dated Outfitters & Guides Application
  • Completed ACORD application(s)
  • Brochures and/or website address
  • Waiver of Liability
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years or a "No Loss" letter signed and dated by the insured for accounts below $3,500 in annual premium

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