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Guides & Outfitters

10 Reasons Why™

  1. One stop shopping for all your insurance needs. Property, Inland Marine, Crime, and General Liability coverage bundled into one convenient policy
  2. Medical payments typically included at $5,000
  3. Not only for hunting and fishing guides. Any guided activity is eligible - canoe or sea kayak tours, walking tours, dog sled tours, photography tours, snowmobile tours, eco-tours, hiking tours
  4. Availability of coverage for hunting dogs in the insured's care, custody, or controlpany
  5. Availability of coverage for sub-contracted guides as additional insureds
  6. No exclusions for tree stands or ATVs
  7. Inland Marine coverage for equipment such as rods, guns, small boats, ATVs, snowmobiles, cameras, saddles, and tack
  8. Coverage for Watercraft Liability and the waterborne exposure of your equipment available
  9. Specialized Risk Management Services
  10. Interest-free installments available for accounts that generate at least $2,000 in premium

Guides & Outfitters 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies' (PHLY) Guides and Outfitters program provides specially designed coverages and expertise to address the distinct exposures inherent to any guided activity. With over 15 years of experience, we're skilled at understanding and addressing the specific needs of the Guides and Outfitters industries. Guides and Outfitters offer many activities, such as hunting, boating, fishing, hiking, biking, photography tours, or horseback riding.

This is a multi-line program that can include special events.

  • Watercraft Liability Insurance
  • Horseback Riding Insurance
  • Any Guided Recreational Activity Will be Considered
  • P&I and Hull Coverage available

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed signed/dated Outfitter & Guide Application
  • Completed ACORD application(s)
  • Brochures and/or website address
  • Waiver of Liability
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years or a "No Loss" letter signed and dated by the insured for accounts below $3,500 in annual premium


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