Museums & Cultural Institutions- Philadelphia Insurance Companies

Museums & Cultural Institutions

We offer a comprehensive package policy, including property, general liability, and fine arts coverages that provides protection for the unique exposure of museums and cultural institutions.

The PHLY Difference

Philadelphia Insurance Companies offers a comprehensive package policy, including property, general liability, and fine arts coverages that provides protection for the unique exposure of museums and cultural institutions.

  • NEW Enhanced Property Forms tailored for museums and cultural institutions. Special Event, Liquor Liability, Abuse and Cyber Liability coverage is available
  • Blanket limits with Agreed Value is available. Large in-house capacity
  • General Liability Enhancement Form provides $20,000 Medical Payments
  • Access to Product Specific Risk Management Services
  • Coverage is included for Guest Personal Property, Foundations, Underground Pipes, Flues, and drains

NEW! PHLY developed a Fine Arts Collection form that provides "Wall to Wall" coverage along with the flexibility to tailor specific coverage enhancements for the unique exposures of a museum or cultural institution collection.

  • Wall to Wall coverage (including coverage while in transit and on loan)
  • Unique specialized coverage for the individual museum
  • Coverage while out on loan to others or on exhibition
  • Title Defense coverage
  • $100M by Location coverage limit
  • Restoration, Retouching, Conservation coverage
  • World Wide coverage
  • Lock and Key coverage
  • Shared Single Deductible
  • Specialized Dedicated Claims Adjusters

Underwriting Contact

Bob Groff, Assistant Vice President

Robert.Groff@phly.com

For new business inquiries, please call 800.873.4552 or submit an application to phlysales@phly.com.

Documents Required for Proposal

  • Completed ACORD Applications
  • Completed and signed PHLY Museum and Cultural Institutions Supplemental Application
  • Currently valued insurance company loss runs for the current policy period plus three prior years
  • Financial Statement
  • Schedule of Collections
  • Recent Appraisal for historic buildings and/or collections
  • Statement of Values (for blanket and/or agreed value)

Participant Accident Insurance

Participant Accident Insurance coverage is now available for this product through Philadelphia Insurance Companies. Please complete the applicable application here and submit directly to info@ajfusa.com.

Fine Arts Coverage

Click to view states now accepting applications for Fine Arts Collections coverage. Limits up to $100M per location available.

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