Museums & Cultural Institutions

We offer a comprehensive package policy, including property, general liability, and fine arts coverages that provides protection for the unique exposure of museums and cultural institutions.

Benefits of the Program

Philadelphia Insurance Companies offers a comprehensive package policy, including property, general liability, and fine arts coverages that provides protection for the unique exposure of museums and cultural institutions.

  • NEW Enhanced Property Forms tailored for museums and cultural institutions. Special Event, Liquor Liability, Abuse and Cyber Liability coverage is available
  • Blanket limits with Agreed Value is available. Large in-house capacity
  • General Liability Enhancement Form provides $20,000 Medical Payments
  • Access to Product Specific Risk Management Services
  • Coverage is included for Guest Personal Property, Foundations, Underground Pipes, Flues, and drains

NEW! PHLY developed a Fine Arts Collection form that provides "Wall to Wall" coverage along with the flexibility to tailor specific coverage enhancements for the unique exposures of a museum or cultural institution collection.

  • Wall to Wall coverage (including coverage while in transit and on loan)
  • Unique specialized coverage for the individual museum
  • Coverage while out on loan to others or on exhibition
  • Title Defense coverage
  • $100M by Location coverage limit
  • Restoration, Retouching, Conservation coverage
  • World Wide coverage
  • Lock and Key coverage
  • Shared Single Deductible
  • Specialized Dedicated Claims Adjusters

Underwriting Contact

Bob Groff, Assistant Vice President

Robert.Groff@phly.com

For new business inquiries, please call 800.873.4552 or submit an application to phlysales@phly.com.

Documents Required for Proposal

  • Completed ACORD Applications
  • Completed and signed PHLY Museum and Cultural Institutions Supplemental Application
  • Currently valued insurance company loss runs for the current policy period plus three prior years
  • Financial Statement
  • Schedule of Collections
  • Recent Appraisal for historic buildings and/or collections
  • Statement of Values (for blanket and/or agreed value)

Participant Accident Insurance

Participant Accident Insurance coverage is now available for this product through Philadelphia Insurance Companies' subsidiary, The Allen J. Flood Companies. Please complete the applicable application here and submit directly to info@ajfusa.com.

Fine Arts Coverage

Click to view states now accepting applications for Fine Arts Collections coverage. Limits up to $100M per location available.

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