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Homeowners Association & PUD

10 Reasons Why™

  1. Crime/Employee Dishonesty coverage extends insurance to the property management company
  2. Coverage for golf course and homeowners association available under the same policy
  3. Over 10,000 homeowners associations insured nationwide
  4. Coverage provided for pools, playgrounds, lakes, and trails
  5. Volunteer workers and association members covered while performing duties for the association
  6. Coverage for special events (picnics, community days, holiday parties)
  7. Directors and Officers coverage available
  8. High Umbrella/Excess Limits available
  9. Coverage for clubhouse and other association property
  10. Earthquake and/or EQSL coverage available

Homeowners Association & PUD 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies offers a comprehensive property and liability policy that addresses the unique coverage requirements of single family homeowner associations. In addition to providing many limit options, this program can be tailored to meet the requirements of lending institutions as well as regulatory authorities.

  • Special causes of loss on building, contents, loss of income, and extra expense
  • Coverage for lakes and Golf Course exposures can be included on the same policy
  • Coverage is included for outdoor fences, playground equipment, outdoor pools, trees, shrubs, lawns, retaining walls that are not apart of the building
  • Option to extend Property Manager coverage to Employee Dishonesty
  • Ordinance or Law Coverage with a $250,000 limit

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed Philadelphia Insurance Companies application
  • Current Financial Statement
  • Plot plan of project
  • Photo of any added exposure ( playground, pool, etc.)
  • Current + 3 years presently valued company loss runs for accounts over $5,000 in premium

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