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Home Medical Equipment Dealers

10 Reasons Why™

  1. Products Liability coverage
  2. Blanket Additional Insured for managers, landlords, or lessors of premises
  3. Professional Liability limits are separate from General Liability
  4. Primary and Contingent Medical Professional Liability available in most states
  5. $20,000 premises medical payment limit
  6. Business Income coverage - actual loss sustained
  7. Employee Theft coverage
  8. Automobile coverage including hired and non-owned car liability that can be included under our package policy
  9. Tenants Legal Liability limit of $1M included on the General Liability form
  10. Interest-free installments available for accounts that generate at least $2,000 in premium

Home Medical Equipment Dealers 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies' Home Medical Equipment Dealers is insurance uniquely designed to fulfill a wide range of special insurance needs for the Home Medical Equipment Dealers sector. Each policy is custom tailored to address each insured's unique exposures. We offer separate limits for General Liability, Professional Liability and Abuse & Molestation (if eligible). In addition, we offer a separate Directors and Officers Liability policy.

  • Products Liability
  • Commercial General Liability, Professional Liability, Automobile Liability and Directors and Officers Liability all with one carrier
  • Abuse and Molestation Coverage available

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed/dated PHLY Home Medical Equipment Dealers Supplemental Application
  • Completed ACORD Application(s) (Applicant Information, including Crime & Umbrella)
  • Currently valued insurance company loss runs for the current policy period and four prior years


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