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Cyber Security Liability

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Interested in learning more about Cyber Liability? Click below for more information.

10 Reasons Why™

  1. First and Third Party protection in a comprehensive coverage form
  2. First Party coverage includes Loss of Digital Assets, Non-Physical Business Interruption and Extra Expense, Cyber Extortion, Cyber Terrorism, and Security Event Costs
  3. Third Party coverage includes Network Security and Privacy Liability, Employee Privacy Liability, and Electronic Media Liability
  4. Covered Cause of Loss includes administrative or operational mistakes
  5. Breach of Privacy coverage - includes damages resulting from alleged violations of HIPAA, state, federal, and foreign privacy protection rules
  6. Customer Breach Notice Expense and coverage (via sub-limit)
  7. Public Relations Expense coverage
  8. Most favorable wording for punitive or exemplary damages
  9. Electronic media peril broadly defined to include infringement of domain name, copyright, trade name, slogan, service mark on the internet or intranet site
  10. Comprehensive Interruption Expenses coverage

Cyber Security Liability 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies' Cyber Security Liability program provides both First and Third Party coverage for numerous classes of business. Through eight Insuring Agreements, a wide range of cyber liability exposures are addressed. Coverage is available nationwide on either an admitted or non-admitted basis.

  • Definition of claim includes a demand for monetary and non-monetary damages
  • Comprehensive interruption expenses coverage
  • Coverage for Damages to third parties caused by a breach of network security
  • Customer Notification Expenses include legal expenses, credit monitoring expenses, postage and advertising costs

First Party Protection

  • Loss of Digital Assets Coverage
  • Non-Physical Business Interruption and Extra Expense
  • Cyber Extortion
  • Cyber Terrorism
  • Security Event Costs

Third Party Protection

  • Network Security and Privacy Liability
  • Employee Privacy Liability
  • Electronic Media Liability

Learn More (Videos)


Please select state specific forms when applicable.

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed, signed and dated PHLY Cyber Security Application (a quotation can be provided from an acceptable and properly completed competitor application)
  • Brochure and promotional material
  • Latest audited financial statement
  • Additional information may be required, depending on class of business and degree of computer security controls

Policy Forms

Cyber Liability Profiles

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