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Craft Brewery & Distillery

10 Reasons Why™

  1. Coverage available for tasting rooms, restaurants, and lounges
  2. Product Withdrawal Expense coverage available
  3. Equipment Breakdown coverage included
  4. New Ventures considered
  5. Special Events Liability available for off-premises events
  6. Excess Limits available
  7. A++ (Superior) A.M. Best rating
  8. Risk Management Services available to assist with minimizing loss potential
  9. Non-Auditable policies
  10. Claims department experienced in product specific losses

Craft Brewery & Distillery 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies offers property and liability insurance solutions for Craft Breweries and Distilleries. We provide programs for operations that are just starting up as well as those that are well established.

  • Microbreweries
  • Regional Craft Breweries
  • Craft Distilleries
  • Craft Hard Cideries
  • And many more eligible operations...

Our Craft Brewery & Distillery package policy offers sub-limits to address the specific needs of the operations from processing water, contamination & adulteration, to product withdrawal expense, along with the flexibility to tailor specific coverage enhancements for unique risks. Sample coverage offerings include:

  • $50,000 Processing Water Extra Expense
  • $10,000 Contamination & Adulteration
  • $20,000 Product Withdrawal Expense
  • Broadened definition of Building to include equipment
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Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed, signed and dated PHLY Craft Brewery & Distillery application
  • Completed ACORD Application(s) for all lines of coverage being requested
  • Currently valued insurance company loss runs for the current policy period plus three(3) prior years
  • Brochure and advertising materials
  • Color photos of brewing equipment and storage area
  • Resume of owner and brew master
  • Business plan including financials for operations in business less than three (3) years

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