Affordable Housing

We offer a comprehensive property and liability policy that addresses the unique coverage requirements of Affordable Housing.

Benefits of the Program

Philadelphia Insurance Companies offers a comprehensive property and liability policy that addresses the unique coverage requirements of Affordable Housing. Our product includes insurance coverage for not-for-profit housing, subsidized housing, independent living senior housing and for profit/private sector-housing.

  • Ability to design/enhance coverage on an E & S basis
  • Special causes of loss on building, contents, loss of income and extra expense
  • Back Up of Sewers and Drains available
  • Building Ordinance coverage available

Underwriting Contact

Nick Thomas, Product Manager

Nick.Thomas@phly.com

For new business inquiries, please call 800.873.4552 or submit an application to phlysales@phly.com.

Documents Required for Proposal

  • Completed signed/dated PHLY Affordable Housing Application
  • Completed ACORD application(s)
  • Color photograph(s) of representative buildings and auxiliary buildings
  • Currently valued insurance company loss runs for the current policy period and three prior years for accounts with premium of $100,000 or less. Currently valued loss runs for the current policy period and four prior years for accounts with premium over $100,000
  • Plot Plan
  • Latest Budget or Financial Statement

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