PHLY Is the Right Fit for Fitness Trainers- Philadelphia Insurance Companies

5 Reasons PHLY Is the Right Fit for Fitness Trainers

The way fitness training is offered and how people like to train continues to evolve. Fitness trainers like you want to keep on top of the latest trends to provide your clients with what they want and to differentiate yourself from others.

According to a global study by, two of the three fastest-growing fitness trends for 2021 are:

  • Personal Trainers and Nutritionists - Up 47.5%
    In fact, women favor using fitness professionals to obtain their fitness goals 52.9% more than men

  • Online Fitness Courses, Classes, and Subscriptions - Up 16.8%
    When asked, 44% of fitness enthusiasts now take advantage of virtual sessions at least once a week

Today, whether you're changing the type of exercises or classes you're offering or expanding into new ways to reach people in gyms, outdoors, digitally, or online, you need to make sure that your fitness business is ready. Philadelphia Insurance Companies (PHLY) can help you get there with a quick, affordable coverage that protects you from liability while you're training clients.

Why Personal Trainers Should Have Liability Insurance

As a personal trainer, you have the knowledge to instruct your clients to help them get into shape and improve their health. But unfortunately, accidents happen even with the best planning, knowledge, and intention.

The National Safety Council (NSC) recently reported that exercise, with and without equipment, accounted for 468,000 injuries in a year, the most of any category of sports and recreation. A general liability policy can protect you from claims resulting from bodily injury or damage that could occur despite precaution.

Dropping a weight despite lifting with a spotter, slipping on water and twisting an ankle, unintentionally over-working someone with an unknown, underlying health condition-these are just some of the accidental injuries that could happen.

Along with the personal claim protection from the unexpected, you will want a general liability policy because:

  • You may be asked to show clients or gym owners that you have coverage in place
  • It shows a level of professionalism in how you run your training business
  • It can give you peace of mind

A general liability policy is a practical solution for your business risk. With more than 20 years of experience insuring fitness and wellness businesses, many trainers trust PHLY to provide their coverage. And there are five solid reasons why you can, too.

5 Reasons PHLY Is a Good Fit for Fitness and Personal Trainer Insurance

PHLY has offers the insurance coverage you want:

  1. Comprehensive General Liability and Professional Liability coverage with limits to $1M each occurrence/$3M aggregate (higher limits available)
  2. Zero deductible for the General Liability coverage
  3. Coverage for claims of abuse or molestation
  4. Coverage for wherever you practice - whether it's a virtual class or in person, indoors or out, in your town or in another state.
  5. From yoga and golf to dance and martial arts - numerous manners of fitness and personal trainers coverage are available

You can read more about PHLY fitness and personal trainer coverage in our no-cost downloadable eBook. But perhaps the most important benefit that PHLY provides is that you can get your coverage quickly.

Get PHLY Fitness and Personal Trainer Insurance in Minutes

Applying for coverage at PHLY is fast, easy, and affordable. It's mobile-friendly and only takes a couple of minutes.

  • Click here to apply online in minutes
  • Answer the questions
  • Add your payment method
  • Hit submit

That's it. You're covered.

Your one affordable, upfront payment keeps you covered for the year. There's no need to stress about remembering to make monthly payments while trying to keep track of your busy schedule. There's no need to worry your coverage will lapse because you forgot to pay it, nor are you paying a monthly service fee which ends up making your coverage cost more. It's just coverage that's always there for you, whenever you need it.

Let PHLY Protect Your Fitness Business

As you get back into the gym, continue with hybrid classes, or design new programs, make sure you and your trainer business are protected from liability risk with solid insurance. PHLY makes it easy. Check out our Fitness Instructor and Personal Trainer insurance and download our eBook for more reasons we can be the right fit for you.

Then, take advantage of our quick, mobile-friendly application. In just a few minutes, you can relax knowing PHLY's got you covered while you get back to business.

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