Philadelphia Insurance Companies Logo
Loginor create an account

Guest Bill Pay

Please note that paying by credit card will incur a fee in all states except CT, RI and MA. Allow 48 hours for your payment to post.
Payment method
Start typing in your search to see relevant search terms below

Suppressing Cooking Fires

Whether it's a knock at the door or a call from a child in another room, the distractions that can arise while cooking are endless.

Risk ManagementBy Philadelphia Insurance Companies
Closeup of Autoout can

Whether it's a knock at the door or a call from a child in another room, the distractions that can arise while cooking are endless. However, leaving a hot stovetop unattended, for any reason or any amount of time, can be a deadly and costly mistake. According to the National Fire Protection Association (NFPA), cooking is the leading cause of residential fires and unattended equipment is, by far, the leading factor contributing to cooking fires.

It may only take a few minutes for a cooking fire to engulf an entire home. If no one is in the kitchen when the fire starts, by the time a fire extinguisher is located it may be too late. In many cases, fire extinguishers may not effectively put out a fire due to malfunction, expiration, or human error.

Since the vast majority of cooking fires start when no one is around, the best solutions for extinguishing stovetop fires do not require a person to activate them. These solutions, called reactive devices, are able to suppress or extinguish a fire once it has started, aiming to stop it from spreading and reduce the potential damage. Philadelphia Insurance Companies has partnered with Auto-Out to give policyholders access to a reactive device for their habitational properties at a discounted price. More than 67,000 devices are already in use.

Auto-Out is a fire-suppressant device that easily attaches to cooktops with over-the-range microwaves or standard venthoods. This device is an affordable way to protect property and residents 24 hours a day, seven days a week. Auto-Out is activated by the flames of the fire, so neither smoke, steam, nor heat will activate the device. Watch the video to see how the device works.

With Auto-Out, property owners can have peace of mind knowing their residents are protected and their rental units remain intact. The cost of rebuilding and lost rent from a fire can be detrimental to a property owner's bottom line. Auto-Out helps reduce or eliminate property loss, keep rental units occupied, and prevent large insurance claims.

PHLY policyholders interested in purchasing Auto-Auto devices can visit www.auto-out.com/phly to learn more and place an order.

IMPORTANT NOTICE - The information and suggestions presented by Philadelphia Indemnity Insurance Company are for your consideration in your loss prevention efforts. They are not intended to be complete or definitive in identifying all hazards associated with your business, preventing workplace accidents, or complying with any safety related, or other, laws or regulations. You are encouraged to alter them to fit the specific hazards of your business and to have your legal counsel review all of your plans and company policies.

Related Blogs

Read More PHLY Blogs
Product

Insurance for Schools: Emerging Trends to Watch

With liability risks growing, schools face financial and reputational challenges that demand tailored solutions. Administrators can protect their students, staff, and their schools from costly claims with PHLY's comprehensive coverage plans.

Risk Management

Avoid the Pitfalls of Evidence Spoliation

Accidents happen, but what you do afterward can make all the difference. PHLY helps organizations implement clear evidence retention policies to avoid spoliation risks and prevent costly claims, sanctions, and settlements.

Risk Management

Scald Injury Prevention: Safeguarding Vulnerable Populations and Your Organization

Scald injuries can happen in seconds—and for organizations serving children, seniors, or other vulnerable groups, the consequences can be severe. Practical prevention tips, first aid guidance, and strong risk management policies are key to reducing hazards and protecting both people and property.

Risk Management

Winter Weather Preparedness: 5 Essential Tips to Protect Your Fleet, Property, and People

Winter storms can bring costly risks to businesses, from slips and falls to burst pipes and stranded vehicles. This guide shares five essential tips for winter weather preparedness to help organizations safeguard people, property, and operations.

Product

Looking for a Commercial or Contract Surety Bond? PHLY Has What You Need

Surety bonds can feel complex, but they’re a powerful way to help businesses secure contracts and protect obligations. Backed by A++ financial strength and expert support, PHLY offers a full range of surety solutions.

Risk Management

Staying Safe Before, During, and After a Tornado

When The Wizard of Oz blew into theaters in 1939, one major character was absent from certain news reports.

Risk Management

Protecting Children in the Virtual World- Philadelphia Insurance Companies

In 2023, teens in particular spent an average of 4.8 hours on social media platforms per day - potentially exposing them to risks and making protecting children online as critical as ever.

Product

Six Things Non-Profits Need to Know About Special Event Insurance

Small oversights at non-profit special events can lead to big claims. Non-profit special event insurance helps protect your organization’s finances and reputation so you can focus on your mission.

Risk Management

Risk Management Related to Staffing Agencies: A Comprehensive Guide

Staffing agencies face growing risks—from compliance challenges and discrimination claims to data breaches and workplace safety concerns. Effective risk management starts with thorough employee vetting, client assessments, and staying ahead of changing labor laws.