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Martial Arts Studios

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Apply For or Renew Your Insurance

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Benefits of the Program

The Fitness and Wellness Insurance program is designed specifically for the unique activities of a Martial Arts Studios including all Youth and Adult classes. Most types of Martial Arts are covered including but not limited to Aikido, Cardio Kickboxing, Kendo, Tai Chi and Tae Kwon Do. The Martial Arts Studio program offers professional and general liability insurance coverage.

  • Higher Limits Available
  • Zero Deductible for General Liability
  • Coverage extends to employees and well as independent contractors
  • Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
  • Child care coverage available
  • Installment plans available for accounts which generate at least $2000 in premium

Insurance Coverage Limits

Type Limits

General and Professional Liability

$1,000,000 per occurrence

$3,000,000 aggregate limit

Sexual Abuse Liability

$100,000 per occurrence

$300,000 aggregate limit

Products Liability

$1,000,000 aggregate limit

Medical Payments


Damage to Premises rented to you



Participant Accident Insurance

Participant Accident Insurance coverage is now available for this product through Philadelphia Insurance Companies' subsidiary, The Allen J. Flood Companies. Please complete the applicable application here and submit directly to

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