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Martial Arts Studios

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Benefits of the Program

The Fitness and Wellness Insurance program is designed specifically for the unique activities of a Martial Arts Studios including all Youth and Adult classes. Most types of Martial Arts are covered including but not limited to Aikido, Cardio Kickboxing, Kendo, Tai Chi and Tae Kwon Do. EXCLUDED STYLES include: Brazilian Jujitsu, Grappling, Mixed Martial Arts and Submission Fighting. The Martial Arts Studio program offers professional and general liability insurance coverage.

  • Higher Limits Available
  • Zero Deductible for General Liability
  • Coverage extends to employees and well as independent contractors
  • Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
  • Child care coverage available
  • Interest-free installments available

Insurance Coverage Limits

Type Limits

General and Professional Liability

$1,000,000 per occurrence

$3,000,000 aggregate limit

Sexual Abuse Liability

$100,000 per occurrence

$300,000 aggregate limit

Products Liability

$1,000,000 aggregate limit

Medical Payments


Damage to Premises rented to you



Accident Insurance

Minimum $25,000 Excess Accident Medical Expense coverage is required on Amateur Sports Leagues, Camps, & Clinics and Martial Arts Studios. Available through a partnership between PHLY and Special Markets Insurance Consultants, Inc.

Click below to obtain information regarding a free, no obligation Participant Accident Insurance quote.

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