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Fitness Studios

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Apply For or Renew Your Insurance

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Benefits of the Program

The Fitness and Wellness Insurance program for Fitness Studios covers many types of studios including Aerobics, Exercise, Spinning, Fitness Training, Strength Training, and Pilates Studios with equipment. It also covers activities such as weightlifting, swimming, sauna, tanning booths, sport courts and group exercise. Dance Studios are eligible under Performing Arts.

  • Higher Limits Available
  • Zero Deductible for General Liability
  • Coverage extends to employees as well as independent contractors
  • Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
  • Installment plans available for accounts which generate at least $2000 in premium
  • Child Care coverage available

Insurance Coverage Limits

Type Limits

General and Professional Liability

$1,000,000 per occurrence

$3,000,000 aggregate limit

Sexual Abuse Liability

$100,000 per occurrence

$300,000 aggregate limit

Products Liability

$1,000,000 aggregate limit

Medical Payments

$2,500

Damage to Premises rented to you

$100,000

New Business and Renewal Applications

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