Fitness Studios
The Fitness and Wellness Insurance program for Fitness Studios covers many types of studios including Aerobics, Exercise, Spinning, Fitness Training, Strength Training, and Pilates Studios with equipment.
Fitness Studios
The PHLY Difference
The Fitness and Wellness Insurance program for Fitness Studios covers many types of studios including Aerobics, Exercise, Spinning, Fitness Training, Strength Training, and Pilates Studios with equipment. It also covers activities such as weightlifting, swimming, sauna, tanning booths, sport courts and group exercise. Dance Studios are eligible under Performing Arts.
Higher Limits Available
Zero Deductible for General Liability
Coverage extends to employees as well as independent contractors
Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
Installment plans available for accounts which generate at least $2000 in premium
Child Care coverage available
Insurance Coverage Limits
Type | Limits |
General and Professional Liability | $1,000,000 per occurrence/$3,000,000 aggregate limit |
Sexual Abuse Liability | $100,000 per occurrence/$300,000 aggregate limit |
Products Liability | $1,000,000 aggregate limit |
Medical Payments | $2500 |
Damage to Premises rented to you | $100,000 |
New Business and Renewal Applications
- Risk Management Services
Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.