Salons & Day Spas

The Fitness and Wellness Insurance program is designed specifically for the unique exposures presented by Salons and Day Spas including facials, massage, manicures, pedicures, tanning, and microdermabrasion.

Benefits of the Program

The Fitness and Wellness Insurance program is designed specifically for the unique exposures presented by Salons and Day Spas including facials, massage, manicures, pedicures, tanning, and microdermabrasion. The program also includes coverage for ancillary activities such as swimming, sauna and group exercise. Insurance coverage is extended to employees as well as independent contractors hired by the Salon or Day Spa.

  • Higher Limits Available
  • Zero Deductible for General Liability
  • Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
  • Child care coverage available
  • Installment plans available for accounts which generate at least $2000 in premium

Insurance Coverage Limits

Type Limits
General and Professional Liability $1,000,000 per occurrence/$3,000,000 aggregate limit
Sexual Abuse Liability $100,000 per occurrence/$300,000 aggregate limit
Products Liability $1,000,000 aggregate limit
Medical Payments $2500
Damage to Premises rented to you $100,000

Insurance Coverage Limits

Type - General and Professional Liability
Limits $1,000,000 per occurrence/$3,000,000 aggregate limit
Type - Sexual Abuse Liability
Limits $100,000 per occurrence/$300,000 aggregate limit
Type - Products Liability
Limits $1,000,000 aggregate limit
Type - Medical Payments
Limits $2500
Type - Damage to Premises rented to you
Limits $100,000

New Business and Renewal Applications (Individual & Producer)

Complementary Products

Transactional Commercial Bonds

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