Benefits of the Program
The Fitness and Wellness Insurance program is designed specifically for the unique exposures presented by Salons and Day Spas including facials, massage, manicures, pedicures, tanning, and microdermabrasion. The program also includes coverage for ancillary activities such as swimming, sauna and group exercise. Insurance coverage is extended to employees as well as independent contractors hired by the Salon or Day Spa.
- Higher Limits Available
- Zero Deductible for General Liability
- Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
- Child care coverage available
- Installment plans available for accounts which generate at least $2000 in premium
Insurance Coverage Limits
| Type |
Limits |
General and Professional Liability |
$1,000,000 per occurrence
$3,000,000 aggregate limit
|
Sexual Abuse Liability |
$100,000 per occurrence
$300,000 aggregate limit
|
Products Liability |
$1,000,000 aggregate limit
|
Medical Payments |
$2,500
|
Damage to Premises rented to you |
$100,000
|
New Business and Renewal Applications (Individual & Producer)
