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Salons & Day Spas

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Benefits of the Program

The Fitness and Wellness Insurance program is designed specifically for the unique exposures presented by Salons and Day Spas including facials, massage, manicures, pedicures, tanning, and microdermabrasion. The program also includes coverage for ancillary activities such as swimming, sauna and group exercise. Insurance coverage is extended to employees as well as independent contractors hired by the Salon or Day Spa.

  • Higher Limits Available
  • Zero Deductible for General Liability
  • Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
  • Child care coverage available
  • Interest-free installments available

Insurance Coverage Limits

Type Limits

General and Professional Liability

$1,000,000 per occurrence

$3,000,000 aggregate limit

Sexual Abuse Liability

$100,000 per occurrence

$300,000 aggregate limit

Products Liability

$1,000,000 aggregate limit

Medical Payments


Damage to Premises rented to you


New Business and Renewal Applications (Individual & Producer)

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