Excess Casualty Insurance for Small Businesses- Philadelphia Insurance Companies

PHLYXS - Excess Casualty Insurance for Small Businesses

Get a quick quote for up to $5M excess over another carrier's primary policies for small businesses in over 160 different classes through our PHLYXS portal. Written on admitted paper.

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PHLYXS - Online Quote Criteria

  • Admitted paper
  • PHLYXS State Eligibility Map
  • Over 160 class codes are eligible for this program. More coming soon!
  • Classes to include contractors, mercantile, office, vacant land, and lessor's risk
  • Maximum limit provided $5M
  • Revenue: $2M or less
  • Payroll: $300,000 or less
  • Maximum total square footage of 100,000 and all buildings 3 stories or less (LRO exposures only)
  • Auto: Up to 5 units
  • Underlying GL Premium of $15,000 or less
  • No losses in excess of $50,000 during the prior 5 years
  • Attaching directly excess of primary insurance and purchasing total excess limits of $5M or less
  • Minimum premium per million: $750
  • Minimum policy premium: $1,500
  • Maximum policy premium: $10,000

Underwriting Contact

Biju Joy, VP
Product Manager


The PHLY Difference

  • Rated A++ by AM Best
  • Easy Online Application
  • Low Minimum Premiums
  • Wide Range of acceptable exposures
  • Quick response on any referrals

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