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10 Reasons Why™

  1. One of the broadest property enhancement forms in the industry
  2. Property, Equipment Breakdown, Inland Marine, Crime, General Liability, Professional Liability, Abuse and Molestation, and Automobile coverage bundled into one convenient policy
  3. Ultimate Coverage - broad proprietary property coverage form including Flood and Earthquake where available
  4. Blanket limits with agreed value (no coinsurance) available
  5. Garagekeeper's Liability coverage available
  6. Liquor Liability coverage available in most states
  7. Automobile coverage available for hotel passenger vans, including airport shuttles
  8. Hotel Guest Inconvenience coverage available
  9. Guest Personal Property coverage includedble
  10. Interest-free installments available for accounts that generate at least $2,000 in premium

Hotels 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies specializes in the Hotel Industry. We understand how to provide a flexible and comprehensive insurance program for risks all across the United States.

Bed and Breakfast product available through Gillingham & Associates

  • Crime, Boiler, and all property coverages under one policy
  • Coverage is included for guest personal property, foundations, underground pipes, flues, drains, and retaining walls that are not a part of the building, bridges, roadways, walkways, patios, and other paved surfaces
  • Owned automobiles including airport shuttle vehicles
  • Liquor Liability

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed ACORD Applications
  • Philadelphia Insurance Companies Supplemental Hotel Application
  • Currently valued loss runs for current year plus last three terms
  • For locations over 20 years old we require detailed update information for Plumbing - Electrical - Heating - Roofing
  • Copy of most recent franchise inspection (if available)
  • Please note that our package premium target is $50,000

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