The PHLY Difference

This insurance program * provides General Liability coverage and a specific Foresters Professional Liability endorsement for forestry consultants. Forestry consultants are university-educated professionals providing a variety of services to public and private landowners. Program guidelines require that consulting foresters have a forestry degree. Certificates of Insurance must be obtained from Independent Contractors used for projects. Our insurance program is endorsed by the Association of Consulting Foresters (ACF) and preferred pricing is available to those consulting foresters who are active members of the ACF.

* Coverage is provided on a non-admitted basis and subject to all applicable surplus lines taxes and fees.

Eligible Activities Include:

• Timber Cruising

• Timber Inventory

• Boundary Lines

• Forest Management Plans

• Growth Studies

• Wildlife Management

• Timber Sales

• Reforestation

• Property Inspections

• Controlled or Prescribed Burning

• Pesticide and Herbicide Application

• Surveying

Ineligible Activities:

• Any risk registered as strictly as a surveying firm

• Any "urban forester" doing any type of tree trimming in the city

• Any risk conducting logging activities

• Hazardous Waste Studies

• Real estate transactions are excluded - if they do real estate transactions will require a separate real estate errors & omissions policy not available through the program

• Any risk engaging in excessive numbers of controlled burns (underwriter discretion)

Endorsements Available:

• Watercraft Liability Endorsement