The PHLY Difference
The Fitness and Wellness Insurance Program for Fitness Instructors is specifically designed to meet the unique needs of Personal Trainers, Group Instructors, Dance Instructors, Martial Arts Teachers and many more categories of fitness instruction.
Higher Limits Available
Coverage encompasses the continental U.S. and internationally for short business trips that do not exceed 30 days.
Zero Deductible for General Liability
Insurance Coverage Limits
Type | Limits |
General and Professional Liability | $1,000,000 per occurrence/$3,000,000 aggregate limit |
Sexual Abuse Liability | $100,000 per occurrence/$300,000 aggregate limit |
Products Liability | $1,000,000 aggregate limit |
Medical Payments | $2500 |
Damage to Premises | $100,000 |