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Commercial Excess Flood

Philadelphia Insurance Companies (PHLY) understands that protecting your business assets from a flood is very important. Our Commercial Excess Flood Program provides coverage excess of an NFIP policy limit. Eligible risks will receive competitive prices, broad coverage and an easy application process.

This insurance product is not affiliated with the National Flood Insurance Program.

Please send all completed applications to PHLYFlood@tmhighland.com

Documents Required for Binding

  • Diligent Effort letter or Surplus Lines affidavit (if the state requires)

  • Net premium, taxes and fees

Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed, signed and dated Commercial Excess Flood Application

  • Copy of your Primary Flood Declaration Page (if available)

  • Please send all completed applications to PHLYFlood@tmhighland.com

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