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10 Reasons Why™

  1. Blanket Property limits offered; Agreed Value endorsement available
  2. Medical payments for volunteers included
  3. Abuse and Molestation coverage available
  4. Professional Liability coverage for teachers (child care operations) and employed nurses
  5. Business Income and Extra Expense - Actual Loss Sustained coverage is available
  6. Aquatics Risk Management Services modules for staff
  7. Coverage for child care and camp exposures
  8. Employees and volunteers as insureds under the General Liability and Auto coverage
  9. Coverage for fundraising events included
  10. Large Excess Limits available

YMCA & YWCA 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies specializes in providing risk management and insurance solutions for YMCAs and YWCAs. We understand the unique exposures you face, and can provide unique coverages, along with customized loss control programs to help you mitigate losses.

  • Blanket Property limits offered; agreed value endorsement available
  • Medical Payments for Volunteers included
  • Abuse and Molestation coverage available
  • Professional Liability coverage for teachers and employed nurses

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed / dated PHLY Supplemental application
  • Completed ACORD application(s)
  • Currently valued insurance company loss runs for the current policy period plus three (3) prior years
  • Brochures, advertising material and website information

Participant Accident Insurance

Participant Accident Insurance coverage is now available for this product through Philadelphia Insurance Companies' subsidiary, The Allen J. Flood Companies. Please complete the applicable application here and submit directly to

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