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Water and Sewer Districts

10 Reasons Why™

  1. A++ (Superior) A.M. Best rated carrier with national presence
  2. One stop shopping for all your insurance needs. Property, Equipment Breakdown, Inland Marine, Crime, General Liability, Professional Liability, Abuse and Molestation, Employment Practices Liability and Automobile coverage bundled into one convenient policy. Package policy includes built in sub-limits for Pollution Coverage ($50,000), Goods in Transit ($50,000), and Off Premises Property ($50,000)
  3. Pollution coverage for potable water is provided
  4. Claims as a result of water treatment chemicals are covered
  5. Failure to Supply coverage is available for water companies
  6. Third Party Sewer Backup coverage for sewage treatment facilities is available
  7. Broad proprietary property/inland marine coverage form with numerous coverage extensions including $100,000 of Business Income and Extra Expense; Flood and Earthquake where available
  8. Broad proprietary liability form including General Liability, Wrongful Acts, Professional and Employee Benefits Liability
  9. Excess limits to $10M
  10. Non-audited General Liability coverage

Water and Sewer Districts 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies (PHLY) offers specialized coverages for water and waste water systems through Grundy Insurance. These specialized coverages are not available through our standard distribution channels. The PHLY program includes coverage for a wide array of business operations including.

  • Water Districts and Treatment Plants
  • Sewer Districts and Sewer Treatment Plants
  • Irrigation Districts
  • Municipal Utility Districts

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed ACORD Application
  • Completed and signed PHLY Water Districts Supplemental Application
  • Completed, signed and currently evaluated Statement of Values (SOV)
  • Currently valued insurance company loss runs for the current policy period and four prior years (Valued within last 6 months)
  • Motor Vehicle Reports (MVRs)
  • Any other Supplemental Applications that may apply (i.e. Dam Supplemental, etc.)


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