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Substance Abuse Rehabilitation Facilities

10 Reasons Why™

  1. Primary and Contingent Medical Professional Liability available in most states
  2. Vicarious Liability for sub-contracted psychiatrists and physicians
  3. Separate Abuse and Molestation coverage offered on a first dollar basis
  4. $30,000 Back-up Sewer and Flood coverage
  5. Equipment Breakdown coverage available
  6. Large Excess Limits available
  7. $20,000 Premises Medical Payment limit
  8. Automobile coverage including non-owned and hired car liability that can be included under our package policy
  9. One stop shopping for all your insurance needs. Property, Equipment Breakdown, Inland Marine, Crime, General Liability, Professional Liability, Abuse and Molestation, and Automobile coverage bundled into one convenient policy
  10. Installment plans available for accounts which generate at least $2000 in premium

Substance Abuse Rehabilitation Facilities 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies (PHLY) specializes in the Substance Abuse Rehabilitation Facilities Industry. PHLY understands how to provide a flexible and comprehensive insurance program for risks all across the United States.

  • Vicarious liability for Sub-Contracted Psychiatrists
  • Abuse and Molestation Coverage available
  • Claims-made or occurrence options available
  • Special causes of loss on building, contents, loss of income, and extra expense
  • General Liability, Professional Liability, Director's & Officer's Liability and Umbrella all with one carrier

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed/dated PHLY Substance Abuse Rehabilitation Facilities Supplemental Application
  • Completed and signed/dated PHLY Mental Health Application
  • Completed ACORD Applications
  • Currently valued insurance company loss runs for the current policy period and three prior years

Participant Accident Insurance

Participant Accident Insurance coverage is now available for this product through Philadelphia Insurance Companies' subsidiary, The Allen J. Flood Companies. Please complete the applicable application here and submit directly to

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