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Retail Gun Stores & Gunsmithing

10 Reasons Why™

  1. Full liability limits for gunsmithing operations including no exclusions or limitations for these operations
  2. $25,000 of Personal Property of Others coverage included in the Elite Property form
  3. $100,000 of Business Income and Extra Expense coverage as part of our Elite Property form
  4. Property, Inland Marine, Crime, Automobile Liability, and General Liability coverage available packaged into one convenient policy
  5. Medical Payments coverage of $5,000 included on all policies
  6. Coverage for Shooting Ranges, Guided Hunting and Fishing, and Kayak/ Canoe Rentals
  7. Special Events coverage available for activities such as fishing contests, archery and hunting classes, trade shows, etc.
  8. Professional Liability endorsement for firearms instructors
  9. Additional complementary coverages available: Cyber Security, Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Crime
  10. Interest-free installments available for accounts that generate at least $2,000 in premium

Retail Gun Stores & Gunsmithing 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies (PHLY) offers a comprehensive policy that addresses the unique coverage requirements for Retail Gun Stores & Gunsmithing. PHLY's program includes coverage for Property, General Liability, Automobiles, Crime, Inland Marine and Excess Liability. We can include coverage for shooting ranges, outfitting and guiding, gunsmithing and outdoor recreational equipment rental.

  • Property, Inland Marine, Crime, Auto and General Liability coverage available packaged into one convenient policy
  • Gunsmithing operations are acceptable
  • Professional Liability Endorsement for Firearm Instructors
  • $100,000 of Business Income and Extra Expense coverage as part of our Elite Property Enhancement Form
  • $25,000 of Personal Property of Others coverage included as part of our Elite Property Enhancement Form
  • Interest-free installments available for accounts that generate at least $2,000 in premium
  • Availability of Hired & Non-owned Automobile Liability coverage
  • Coverage for other operations including: Shooting ranges, Archery Ranges, Special Events, Guided Fishing, Guided Hunting and Kayak/Canoe Rental

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed signed/dated Retail Gun Stores & Gunsmithing Application
  • Completed ACORD application(s)
  • Copy of valid Federal Firearms License (FFL)
  • Brochures and/or website address
  • Waiver of Liability
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years


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