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Restoration Contractors

10 Reasons Why™

  1. Property, Equipment Breakdown, Inland Marine, Crime, General Liability, Automobile, Pollution, and Professional all with one carrier
  2. A++ (Superior) A.M. Best rating
  3. Bailees coverage available for property of others that you will be transporting or storing
  4. Blanket additional insured for ongoing and completed operations
  5. Zero Deductible Glass, Towing coverage, Lease Gap coverage
  6. One comprehensive physical damage deductible per occurrence
  7. Broad Form Property Damage
  8. Risk Management Services specifically designed for restoration contractors
  9. Non-auditable policy
  10. Up to date insurance compliance with most major third party administrators as well as numerous franchise organizations

Restoration Contractors 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies (PHLY) offers a comprehensive program that addresses the unique coverage requirements for companies that provide restoration contractor services. PHLY's program offers coverages for: General Liability, Property, Bailees, Automobile, Crime and Fidelity, Pollution, and Professional.

  • All lines of business written with one carrier, including Auto and Contractor's pollution
  • Auto Enhancement coverages available for fleets of five or more powered vehicles
  • Blanket additional insured status for on-going and completed operations
  • Loss Control Services available specifically designed for restoration contractors
  • Non-Auditable Policy

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed / dated PHLY Restoration Contractors Supplemental Application
  • Completed Accord Application(s)
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years
  • Brochures, advertising materials, and website information

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