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Mental Health Organizations

10 Reasons Why™

  1. Property, Inland Marine, Crime, Auto, General Liability, Professional Liability, and Abuse & Molestation coverage is available and packaged into one convenient policy
  2. Premises Medical Payment limit - $20,000
  3. Equipment Breakdown coverage available
  4. Blanket Additional Insured coverage when required by contract
  5. Broadened definition of insured to include Medical Directors, Administrators, or any person under your direct supervision
  6. Workplace Violence Counseling coverage
  7. Primary and Vicarious Medical Professional Liability available in most states
  8. Additional complementary coverages available including Cyber Security and Directors & Officers
  9. Installment plans available for accounts which generate at least $2000 in premium
  10. Large Excess Limits available

Mental Health Organizations 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies' Mental Health Insurance program provides liability coverage to meet the specific needs of Mental Health organizations. The policy covers vicarious liability for psychiatrists and primary professional for their Counselors & Therapists.

  • Vicarious Liability for any psychiatrists while working for Insured
  • Abuse and Molestation Coverage available
  • Claims Made or occurrence options
  • Special causes of loss on building, contents, loss of income, and extra expense
  • Commercial General Liability, Professional Liability, and Excess Liability all with one carrier

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed, signed and dated Mental Health Supplemental Application
  • Completed ACORD Application(s)
  • Currently valued insurance company loss runs for the current policy period plus three (3) prior years
  • Brochures and/or website information
  • Copy of current Licenses if applicable
  • Statement of Values
  • If adoption services are provided, please complete the Adoption Agency supplemental
  • If drug and alcohol services are provided, please complete the Substance Abuse Rehabilitation supplemental
  • If foster care services are provided, please complete the Foster Care supplemental

Participant Accident Insurance

Participant Accident Insurance coverage is now available for this product through Philadelphia Insurance Companies' subsidiary, The Allen J. Flood Companies. Please complete the applicable application here and submit directly to

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