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Fuel Dealers

10 Reasons Why™

  1. 50 year old A++ (Superior) rated carrier with national presence ($2.5 billion written premium)
  2. Wide range of Fuel Dealer exposures underwritten: Fuel distributors, convenience stores, home heating fuel, LP operations, HVAC, and more
  3. Experienced Claims Representatives who understand your business
  4. Fully staffed national Risk Management Services platform with local consultants who specialize in the petroleum industry
  5. High built-in sub-limits eliminate excess premium: Contamination of Gas and Oil coverage $50,000, Erroneous Delivery of Gas and Oil $50,000, Terminal Access Card coverage $50,000
  6. $10M Umbrella capacity
  7. Liquor Liability included within Umbrella limit
  8. Full Pollution coverage available (above/below ground)
  9. E&S coverage placement on direct basis for hard to place exposures
  10. Key individual replacement expenses

Fuel Dealers 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies offers property and liability insurance solutions for Fuel Dealers across a wide array of business operations.

  • Wholesale/retail gas and diesel
  • Liquid propane
  • Home heating fuel
  • Bulk oil sales

Our Fuel Dealer package policy offers high sub-limits for pollution and transportation related exposures, along with the flexibility to tailor specific coverage enhancements for unique risks. Sample coverage offerings include:

  • $50,000 Pollution coverage at or from qualified above ground tanks
  • $50,000 Surface water contamination of gas and oil
  • $50,000 Terminal access card coverage


Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed Acord applications
  • Completed, signed and dated Fuel Dealers Supplemental
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years
  • Drivers list
  • If they have propane delivery operations - a copy of the consumer installation form used by the Named Insured
  • Brochures, advertising materials & web site information

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