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Consulting Foresters

10 Reasons Why™

  1. Program provides coverage and service specifically designed to meet the unique needs of consulting foresters
  2. Program is written on a master policy that renews on July 1st. The master policy format allows the ACF to negotiate preferred rates with the collective buying power of their membership and for simplified administration with a common renewal date
  3. Program is endorsed by the Association of Consulting Foresters (ACF) and preferred pricing is available to those consulting foresters who are active members of the ACF
  4. Provides Occurrence coverage for General Liability
  5. Foresters Professional Liability coverage endorsement for Errors & Omissions, expanded form also provides coverage for appraisal Errors & Omissions
  6. Hired and Non-owned Auto Liability available
  7. Includes coverage for prescribed or controlled burning
  8. Includes coverage for smoke drift or chemical drift
  9. Each insured selects the limits of insurance suitable to their individual needs. Each limit is separate from the other foresters participating in the program and is only affected by claims paid under your individual policy
  10. Separate coverage available for property, inland marine, fleet automobile, and Large Excess Limits available

Consulting Foresters 10 Reasons Why

Benefits of the Program

This insurance program * provides General Liability coverage and a specific Foresters Professional Liability endorsement for forestry consultants. Forestry consultants are university-educated professionals providing a variety of services to public and private landowners.

Program guidelines require that consulting foresters have a forestry degree. Certificates of Insurance must be obtained from Independent Contractors used for projects. Our insurance program is endorsed by the Association of Consulting Foresters (ACF) and preferred pricing is available to those consulting foresters who are active members of the ACF.

*All Insureds are added as a Named Insured Certificate Holder on a Master Policy. Coverage is provided on a non-admitted basis and subject to all applicable surplus lines taxes and fees.

Eligible Activities Include:

  • Timber Cruising
  • Timber Inventory
  • Boundary Lines
  • Forest Management Plans
  • Growth Studies
  • Wildlife Management
  • Timber Sales
  • Reforestation
  • Property Inspections
  • Controlled or Prescribed Burning
  • Pesticide and Herbicide Application
  • Surveying

Ineligible Activities:

  • Any risk registered as strictly as a surveying firm
  • Any "urban forester" doing any type of tree trimming in the city
  • Any risk conducting logging activities
  • Hazardous Waste Studies
  • Real estate transactions are excluded - if they do real estate transactions will require a separate real estate errors & omissions policy not available through the program
  • Any risk engaging in excessive numbers of controlled burns (underwriter discretion)

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed signed/dated Consulting Foresters Application
  • Brochures and/or website address
  • Sample Appraisal (If requesting coverage for Appraisal E&O)
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years, or a "No Loss" letter signed and dated by the insured for accounts below $3,500 in annual premium

Endorsements Available:

  • Hired and Non-Owned Auto Liability
  • Watercraft Liability Endorsement
  • Appraisal Errors & Omissions

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