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Flexi Plus Five (Non Profit D&O)

10 Reasons Why™

  1. Five part form which includes Non-Profit Directors & Officers Liability, Employment Practices Liability (including Third Party coverage), Fiduciary Liability, Workplace Violence, and Internet Liability coverages
  2. Optional selection of counsel - Insured may choose defense counsel or tender the defense to the Underwriter
  3. Defense Costs are in addition to the Limit of Liability
  4. Most favorable venue wording for punitive, multiple, or exemplary damages
  5. Full severability for Individual Insureds; expanded severability for the Insured organization
  6. Automatic Acquisitions coverage for non-profit entities coming within Insured organization's control during the policy period (up to 35% of assets)
  7. Employment Risk Management Services available via in2vate and access to our loss assistance hotline - two (2) free hours of legal consultation
  8. Modified consent to settle (hammer) clause - 50/50 with 10% retention reduction for Insured's acceptance of the first settlement offer
  9. Excess Benefits Transaction Excise Tax coverage ($10,000) and Emergency Medical Treatment and Active Labor Act coverage ($100,000)
  10. Personal & Advertising Injury coverage

Flexi Plus Five (Non Profit D&O) 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies' (PHLY) Non-Profit Directors and Officers (D&O) Liability Insurance provides a comprehensive management liability solution for 501(c)(3) Non-Profit organizations. PHLY's coverage offers Directors & Officers Liability (lead coverage), Employment Practices Liability, Fiduciary Liability, Workplace Violence Liability, and Internet Liability.

  • Order of payments language with priority placed on indemnifying the individual insureds
  • Coverage includes any actual or alleged violation of Health Insurance Portability and Accountability Act (HIPAA) in the administration of any benefit plan


Please select state specific forms when applicable.

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed application
  • Latest audited financial statement
  • Complete loss history for the past five (5) years

Policy Forms

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