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Dude and Guest Ranches

10 Reasons Why™

  1. One stop shopping for all your insurance needs. Property, Inland Marine, Crime, Liquor Liability, and General Liability coverage bundled into one convenient policy
  2. Property capacity for high values of frame structures in unprotected areas
  3. Blanket limits and Agreed Amount coverage for property available
  4. Expertise in understanding unique exposures such as hunting, fishing, boating, horseback riding, spa services, golfing, and world class dining
  5. Medical payments included at $5,000
  6. Coverage for insured's household personal property available
  7. Personal Liability endorsement available for resident owners
  8. Ability to provide coverage for most services and activities
  9. Specialized Risk Management Services
  10. Installment plans available for accounts which generate at least $2000 in premium

Dude and Guest Ranches 10 Reasons Why

Benefits of the Program

From guest ranches in Jackson Hole to dude ranches in Texas, many working ranches welcome guests to experience life in the old west for a few days at a time. These ranches typically offer trail rides and may allow guests to participate in limited livestock handling. In addition to horseback riding guests may enjoy learning to use firearms, practicing arena riding and moonlit cookouts. These ranches may have significant property values, frame construction that is unprotected. The lodge may be equipped with a commercial kitchen(s). Large auto schedules may include buses and vans used to transport guests.

  • Large Property Capacity
  • Equine Liability Insurance
  • Watercraft Liability
  • Recreational Activities
  • Excess limits of liability available
  • Multi-line package policy available

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed/dated Lodge & Resort Application
  • Completed ACORD applications
  • Brochures and/or website address
  • Waiver of Liability
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years, or a "No Loss" letter signed and dated by the insured for accounts below $3,500 in annual premium

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