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Lessors' Contingent & Excess Coverages

10 Reasons Why™

  1. Pay-on-behalf versus indemnity
  2. Defense costs in addition to the Limits of Liability
  3. Toll free claim services with special expertise in adjusting auto leasing losses
  4. No 30 day I.S.O. limitation provision
  5. Counterfeit Title Errors & Omissions coverage
  6. Admitted insurance carrier versus Excess & Surplus lines
  7. Truth in leasing
  8. Odometer errors and omissions coverage
  9. Reduced due diligence requirements with the use of an approved tracking service
  10. Responds over another company's underlying coverage

Lessors' Contingent & Excess Coverages 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies is committed to providing a full range of insurance products to the automobile leasing industry and is recognized as a premier writer of these coverages, providing in-depth knowledge and underwriting flexibility to give the broadest coverage at competitive prices.

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed/dated PHLY application and any applicable supplements
  • Currently valued insurance company loss runs for the current policy period plus the three prior years
  • Copy of all letters for insurance follow-up
  • Current complete copy of lease agreement


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