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Camp Operators

10 Reasons Why™

  1. One stop shopping for all your insurance needs. Property, Inland Marine, Crime, Liquor Liability, General Liability, and Automobile coverage bundled into one convenient policy
  2. Abuse and Molestation coverage options available
  3. General Liability and Property enhancement forms tailored for camp activities and exposures
  4. Property enhancement forms tailored for camp exposures
  5. Camp Directors Professional Liability coverage available
  6. Camp Medical Personnel (including volunteer workers) Liability coverage available
  7. Underwriters expect that activities provided may include boating, challenge courses, horseback riding, playgrounds, swimming pools, and other amusement devices
  8. Property capacity for high values of frame structures in unprotected areas
  9. Large Excess Limits available
  10. Specialized Risk Management Services

Camp Operators 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies Camp Operators Package is insurance uniquely designed to fulfill a wide range of special insurance needs for the Camp Operator. Camp Operators teach powerful lessons in community, character-building, skill development, and healthy living - lessons that can be learned nowhere else but through an excellent summer experience. The Camp Operators product niche is exclusive to day and overnight camps specifically operated by a single camp operator.

  • Business Income-Communicable Disease and Food Contamination Expense Endorsement
  • Abuse and Molestation Coverage available
  • Camp Directors Professional Liability
  • Camp Medical Personnel (including Volunteer Workers) coverage available

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed signed/dated Camp Operators Application
  • Photos and Diagram/Plot Plan of the Camp
  • Completed ACORD Application(s)
  • Currently valued insurance company loss runs for the current policy period plus 4 prior years or a "No Loss" letter signed and dated by the insured for accounts below $3,500 in annual premium
  • Complete Statement of Values
  • Copy of Operations Guidelines and Safety Manuals
  • Copies of Employment Applications and Camp Registration & Consent Forms for Campers

Participant Accident Insurance

Participant Accident Insurance coverage is now available for this product through Philadelphia Insurance Companies' subsidiary, The Allen J. Flood Companies. Please complete the applicable application here and submit directly to

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