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Auto Daily Rental

10 Reasons Why™

  1. Loss of Use coverage
  2. Business/Vacation Loss of Use coverage available
  3. Loss runs on demand
  4. Owner-only Excess Limits available up to $5M
  5. Pro rata billing
  6. Garage Liability and Fleet coverage with same carrier
  7. Third Party Liability shifted to renter where permitted by law; this protects your loss ratio
  8. Active subrogation department to pursue contractual obligations
  9. Dedicated auto claims unit that specializes in handling garage/package related claims
  10. Dual interest limits available up to $100,000/$300,000 Bodily Injury and $50,000 Property damage for franchise risks

Auto Daily Rental 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies (PHLY) specializes in insurance coverages for the auto and truck rental and leasing industry. PHLY understands how to provide a flexible and comprehensive insurance program for risks all across the United States.

  • Statutory Owner/Rentee Primary Vehicle Liability coverage
  • Loss of Use coverage
  • Business Vacation Disruption Insurance
  • Special Investigative Unit
  • Increased liability limits for the driver
  • Excess liability (owner only)
  • Primary Physical Damage coverage

Applications

Please select state specific forms when applicable.

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed, signed, and dated PHLY Auto Daily Rental Application
  • Three prior years plus current year carrier documented loss history
  • Sample copy of the current Rental Agreement
  • Start-up operations must include resume of manager/owner and business plan
  • Description of the rental fleet and the source of the rental business
  • Photographs of all locations
  • Signed application credit addendum
  • Unit count information for three prior years plus current year
  • Time and mileage gross receipts for three prior years plus current year (if quote is on a gross receipts basis)


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