What is a Business Owners Policy?
The Business Owners Policy (BOP) was designed with Small Business Owners in mind. It combines General Liability and Business Personal Property Coverage's onto one, easy to obtain, policy.
Who is eligible?
PHLY's BOP product is available to professional, office based operations that have under $5,000,000 in annual revenues.
Target operations:
- Accountant/Bookkeeper/Tax Preparer
- Career Coach/Corporate Trainer/Tutor
- Chiropractor
- Computer/Technology consultant
- Data Processing
- Expert Witness
- Human Resource Consultant
- Financial Consultant
- Non-Profit Foundation
- Insurance Agent
- Management/Business Consultant
- Marketing Consultant
- Medical Billing Support Services
- Notary
- Recruiter
- Translator/Interpreter
How do I apply?
All submissions are handled through our easy to use Online BOP Portal for agents, no paper applications are necessary.
Agents can access the Online BOP Portal by logging into MyPHLY.com and navigating to the "Quotes" tab. Eligible submissions can be quoted, bound and will receive policy within minutes.

Business owners can contact their agent to obtain a quote on their behalf!
Policy Forms