E&S Small Business
PHLY E&S has a dedicated team that has been built to specifically handle small commercial business. The E&S Small Business Solutions team is designed to maximize our relationships with our PHLY agents and focus on the profitability of small account underwriting. You require fast turnaround for this segment of the market and our aim is to exceed that expectation!
All submissions should be sent to our dedicated small business inbox: smallbusinesssubmission@phly.com
Products & Capabilities
Monoline GL or Package Policies
GL Limits up to $1M per occurrence/ $2M General and Products aggregate
Package capabilities up to $2M TIV per location ($5M per policy)
Non-admitted paper
Minimum premium $3,000
Maximum policy premium $15,000
First dollar coverage available
Excess Casualty Limits up to $5M (available only when PHLY E&S SBS also writes the Primary General Liability. Minimum rating of underlying Auto Carrier of A- VII or better)
If you require, PHLY E&S can perform the tax filing or file the taxes through your own license
Target Segments
Commercial Real Estate
Commercial Contracting
Manufacturing
Hospitality
Applications
- Small Business Solutions Application - Contractors Supplemental
- Application - Hotel Liability Supplemental
- Application - Lessors Risk Supplemental
- Application - Owners Interest
- Application - Products Liability Supplemental
- Application - Project Specific
- Application - Retail Supplemental
- Application - Truckers Supplemental
- Small Business Solutions Application - Vacant Building Supplemental
- Risk Management Services
Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.