Retail
PHLY E&S provides comprehensive CGL and Property Coverages for small to mid-size retail exposures.
Retail
PHLY E&S will selectively entertain and tailor broad Casualty Coverage for difficult to place retail stores, shopping centers, parking lots, and related exposures.
Target Classes
Department stores
Strip Malls
Parking lots
Grocery stores
Pawn shops
Swap meets/ flea markets
Receipts of $10M or less
Unacceptable Classes
Fortune 1,000 chain stores
Landmark buildings
Grocery store chains/ supermarkets
Coverages/ Capacity
General Liability
Commercial General Liability - $1M each occurrence
Excess Capacity up to $25M subject to underwriting guidelines
Per location aggregates
Additional Insureds by written contract
Liquor Liability Coverage up to policy limits
Pharmacists Legal Liability Coverage available subject to underwriting guidelines
Property
Commercial Property Coverage up to $10M per risk
Equipment Breakdown Including Spoilage Coverage available as optional coverage
Property Enhancement Endorsement available including Money & Securities, Backup of Sewers and Drains, and other additional coverages
Financial Security
AM Best rated A++
Standard & Poor's Assigned A+
Applications
- Risk Management Services
Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.