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Contractor Environmental Coverage (CEC)

The PHLY Difference

PHLY's Contractor Environmental Coverage (CEC) provides comprehensive environmental protection for many types of contractors including Environmental Remediation, General Contractors, Artisan Contractors, Trade and Specialty Contractors, Street and Road, and many more.

CEC protects the insured from loss caused by contamination resulting from contracting operations performed by the insured or on their behalf. These operations include from transportation of waste or materials to and from project site or their yards, disposal and recycling from their jobs sites or yards and contamination released at their owned or leased locations.

  • Remediation (discovery and third party triggers)

  • Third Party Bodily Injury and Property Damage

  • Defense Expense

  • Transportation

  • Available on a claims-made or occurrence basis

  • Premises Environmental Coverage for owned & leased locations

  • Non-Owned Location Coverage (for disposal sites)

  • Image Restoration

  • Emergency Expense

  • Mold Coverage available on a claims-made or occurrence basis

  • Illicit Abandonment

  • Clean-up to "Environmental Professional" Standard

  • Owner Controlled Insurance Program (OCIP) and Contractor Controlled Insurance Program (CCIP) structures are available

Coverage & Capacity

  • Up to $15M per occurrence/ $15M aggregate

Claims Scenarios

Applications

Please select state specific forms when applicable.

Supplemental Applications

Please select state specific forms when applicable.

Policy Forms

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed CEC application or competitor's application

  • Last 3 years of Environmental loss runs, if none, then 3 years of GL loss runs

  • Two years most recent financial statements

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  • Risk Management Services

    Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.