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Contracting

PHLY E&S will selectively entertain and tailor coverage for specialized commercial artisan contractors. The accounts selected for coverage will exhibit experience, expertise, and knowledge encompassing their specialty.

Target Classes

  • Contractors with gross receipts up to $25M

  • General Contractors

  • Residential Contractors performing repair or remodel work (No HOA work)

  • Artisan Trade Contractors

  • Owner's Interest Policies

  • Project Specific CGL Policies

Unacceptable Classes

  • New residential contractors performing work in new tracts, condominiums or townhomes

  • All New York State Contractors

  • Any contractor performing residential work in Colorado

  • Roofing Contractors

  • Wrap-ups

  • Accounts in bankruptcy

Coverages/ Capacity

Commercial General Liability - $1M each occurrence

  • Additional insured for job owners

  • Employee Benefits Coverage available

  • Waiver of Transfer of Rights

  • Per Project Aggregate

  • Primary & Noncontributory

  • Contractors Environmental Coverage Sublimit up to $100,000

  • Inland Marine coverage available for scheduled and unscheduled tools and equipment

Environmental - Up to $25M in limits

Excess Casualty

Financial Security

  • AM Best rated A++

  • Standard & Poor's Assigned A+

Contracting Applications

  • Risk Management Services

    Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.