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Contractor Environmental & Professional Coverage (CEPC)

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Benefits of the Program

Philadelphia Insurance Companies' Contractors' Environmental and Professional Coverage (CEPC) provides comprehensive environmental and professional protection for the following types of firms: Construction Managers, General Contractors, Trade and Specialty Contractors, Environmental Professionals and Environmental Laboratories.

CEPC protects the insured from claims for loss from acts and errors or omissions committed by the insured during their performance of Professional Services. CEPC also provides environmental liability coverage for contracting operations performed by the insured or on their behalf, transportation of waste or materials to and from a project site or yards, disposal and recycling of waste or materials from their jobs sites or yards, and their owned or leased locations.

  • Remediation (discovery and 3rd party triggers)
  • Third Party Bodily Injury and Property Damage
  • Transportation
  • Contracting Operations Environmental Liability available on a claims-made or occurrence basis
  • Professional Liability coverage (CEPC only)
  • Shop/Yard Location coverage
  • Non-owned Location coverage (for disposal sites)
  • Image Restoration
  • Emergency Expense
  • Mold coverage available on a claims-made or occurrence basis
  • Illicit Abandonment
  • Clean-up to "Environmental Professional" Standard
  • Owner Controlled Insurance Program (OCIP) and Contractor Controlled Insurance Program (CCIP) structures are available

Quick Reference Guides

Claim Scenarios


Please select state specific forms when applicable.

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed, signed, and dated Contractors' Environmental & Professional Coverage application
  • Details of expiring coverage
  • Corporate brochures/statement of qualifications
  • Resumes of senior personnel

Policy Forms

Please select state specific forms when applicable.

Restricted Classes

  • Design / Build Contractors
  • Architectural Design
  • Structural Engineers
  • Geotechnical Engineers
  • Civil Engineers
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